Car Loan Ke Liye Documents kya kya chahiye -Car Finance Documents

Computer Livo

25 Aug, 2020

Car Loan (4 wheeler Loan) Kese Le Full Process Jane

dosto ghar me ek branded car hona sabhi ka ek dream hota hai kar na keval apna zivan aramdayi bnta hain balkay bahut si mushkily kam ho jati hai public transport se jujhte huye daftar pahuchna ya weekend pr ghumne ke liye bahar jana bahut asan ho jata hain

pehle car kharidna kisi ke bhi liyebahut badi bat hoti thi kyuki iske liye ekmusht rakam kharch karni pdti thi lekin ab car loan asani se mil jata hai jiski wajah se car kharidna bahut hi asan ho gya hain

BANK aur NONBANK aapko aasan emi par loan de dete hai jisse aap apne budge par apne hisab se car loan finance krwa sakte hai

Car Loan Ke Liye Documents kya kya chahiye -Car Finance Documents

Car loan kon kon le sakte hai

car loan lene ke liye sab bank ke alg alg term conduction hai jinhe aap ko dhayn se dekhna chahiye
isme aapki age kitni hai aap ki income pemana kya hia aap konsi nokri karte hai aap kha rhate hai etc samil hai

Car Loan lene ke liye Documents Process

ID PROOF KE LIYE DOCUMENTS

PAN CARD
PASPORT
DRIVING LICENSE
AADAR CARD
IDENTY PROOF

ADDRESS PROOF KE LIYE DOCUMENTS

RADIANCE AADAR CARD
IDENTY CARD
PASSPORT
DRIVEING LICENSE

AGE PROOF
PASSPORT SIZE PHOTOS
CAR KE DOCUMENTS

INCOME FROOF

3 MONTH SALARY SLIP
6 MONTH BANK STATMENTS
ITR RETURN
CHAQUES

Read More Bike (2 Wheeler ) Loan Lene Ke Liye Documents Process

NOTE: Kuch companyes car insurance aur driving license ke bagar car loan process nhi karti hai

Car Loan Intrest Rate

loan dene wali companyes new car aur second hand car dono pe loan deti hai leni in dono ki rate intrest alg alg hoti hai

new car intrest 9.25 se lekar 13 se 14% ho sakta hai jabki second hand car loan ki intrest rate 13 se 18 % ke bitch ho sakti hai

Hypothecation Kya Hai

car loan lete finance karwate samay bank companies kagaj karvahi documents process karti hai compnies ke pass paas ye

Hypothecation ek advance hota hai ki agar aap waqt par car ki emi pay nhi kar pate hai to companyies aapki car ko utha sakti hai aur aapki property ko jabt kar sakti hai

ye Hypothecation tabhi canclled hota hai jab aap poora loan clear kar dete hai aap ise noc lene ke baad hataa sakte hai

Car Loan Me kon Kon se kharche hote hai

loan lene me bhut se charge lagte hai jese

jab loan apply karte hai to processing fees lagti hai
aapki processing fee 0.4 se 1 % ho sakti hai
agar aap time se phele repayment karte hai tab nhi kuch % bank leta hai
kuch bank iske liye 4 -5% charge lete hai jabki kuch bank nhi lete hai
kuch bank part payment emi ki suvidha dete hai jisse bhi bank charge lete hai
aap apne car loan ko 6 month se phele repayment nhi kar sakte

Repayment

jab bhi aap car loan le har bank ke ROI (rate of intrest ) alg lag hote aapko apne budge ke hissab se car loan lena chahiye jisse ki aap repayment loan emi pay kar sake

car loan 1 se lekar 7 years ke antraal me diya jata hai apni suvidha ke hisaab se aap krva sakte hai

Car Loan Lete Samay Dhayan Rakhe

ki jydatar bank medium car MUV aur SUV finance kar dete hai lekin aapko loan lete samay yah chake kar lena chahiye ki bank aapko loan ke liye kitni limit de rha hai

agar car kisi person ke nam pe purchase ki hai to uske lncome me kisi trah ka koi benifit ka dawa nhi kiya ja sakta hai

most important car loan lete samay aapko pay ki jane wali intrest ko chake kar lena chahiye

Summary

is post me mene aapko bataya hai ki car loan ke liye kya kya documents ki jarurt padti hai aur car loan ki rate of intrest kya hai car loan kin ko diya jata hai car loan lete samay kya kya dhan rakhna chahiye

car loan process karna aasan hai bcoz isme documents ki need kam hoti hai car loan lene ke liye aapko kuch girvi rakhne kin jarurat nhi hai

Computer Livo

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